What happens if somebody who works for you has an accident
or suffer an illness and you are held to be responsible?
You can insure your liability as an employer. Indeed it is important to remember that this type of insurance is a legal requirement if people under your control or supervision fall within the Employers Liability Legislation. This can include both employed and self employed people. Full details of the Employers’ Liability (Compulsory Insurance) Act 1969 can be found at http://www.hse.gov.uk/pubns/hse40.pdf